About Us

Joseph Roberts Sr.Joseph P. Roberts, CLU, ChFC, Founding Partner

Joe graduated Cum Laude from Boston College in 1962 and is a member of Alpha Sigma Nu, the Jesuit National Honor Society. Joe founded Roberts Financial in Wellesley, Massachusetts in 1966. Joe holds Chartered Life Underwiter (CLU) and Chartered Financial Consultant (ChFC) designations with The American College in Bryn Mawr Pennsylvania. Joe is a Life Member of The Million Dollar Round Table awarded by The National Association of Life Underwriters, and a Hall of Fame Member of Allianz Life, of Minneapolis, Minnesota. Joe is a licensed insurance broker in the Commonwealth of Massachusetts and many other states.



 

Joseph P Roberts Jr.Joseph P. Roberts, Jr., CLU, Managing Partner

As Managing Partner, Joe leads the strategic direction of the organization, managing client services, business development and operations. Since joining the firm in 1988, Joe has led its progression from an insurance brokerage into a wealth management organization, serving generations of clients exclusively with specialist professional partners from the financial services field.

Joe is equally dedicated to serving local communities through Sports Based Youth Development. After graduating from The Boston University School of Management, where he captained the baseball team and recognized as a Greater Boston Collegiate League All Star, Joe founded Terriers Sports. Over the past twenty-five years, Terriers has provided thousands of local children a variety of great experiences through programs designed to let kids relax and enjoy a blend of free play and team sports. A Coaching and Leadership Development program provides over 100 middle and high school student coaches with meaningful learning experiences each year.

Joe has served The Wellesley Little League Baseball program since 1989 as a coach, member of The Board of Directors and President. In 2007, Joe completed a multi-year effort to build brick dugouts and install lights at Wellesley’s Reidy Field. Upon completion, The Wellesley Townsman named Joe to "The Townsman 10" in honor of his years of contributions to the local community.

In 2014, Joe channeled his coaching experiences to create Community Investors, a non-profit organization dedicated to improving the physical and mental health and wellness of children through After School Sports Based Youth Development. In just five semesters, over three hundred middle school students have enjoyed flag football, soccer, basketball and dodgeball. Community Investors also served as Fiscal Agent for The Wellesley Field Fund, a public-private partnership to renovate the Wellesley High School Track & Field.

Latest News

Financial and Economic Brief - May 1, 2021

• Top Combined Capital Gains Tax Rates Would Average 48% Under Biden’s Tax Plan - If new Capital Gains tax rates go into effect it will mean a huge tax increase not seen since the 1920’s.

• Crypto Currency is Reaching a Mainstream Audience – For those considering investing or buying Crypto Currencies there is a bit of a learning curve involved in making such a decision.

• Mortgage Rates and Home Purchases Continue to Fluctuate - Over the past few weeks demand for new housing and new mortgages has shown a slight decline.

Financial and Economic Brief - April 1, 2021

• What You Need to Know About the New “American Rescue Plan Act” - Learn about the economic benefits of this act passed by Congress and signed into law by President Biden.

• Funding Infrastructure Revitalization May Fall on the backs of Corporations and the Wealthy – Pundits have observed that many of America’s infrastructures are in serious need of repair/replacement.

• What Should You be Considering when Investing in 2021? - There is absolutely no foolproof way, strategy or guarantee to successfully invest in the stock market.

Financial and Economic Brief - March 1, 2021

• The Bureau of Economic Analysis Spells it All Out - If you have ever wanted to find an informational foundation that provides complete analysis of several parts of the American economy, look no further.

• How Inflation Effects the Financial Condition of Your Life – At this point, we are frequently told that we should have very little concern about inflation and its impact on the economy.

• Growing Need for Long Term Care Insurance as Baby Boomers Enter Old Age. - Baby Boomers are realizing that they should have taken on an LTC insurance policy a decade ago.

Financial and Economic Brief - February 1, 2021

• How Option Trading Shocked “Short Selling” Institutional Traders - This is one story that has many of us scratching our heads and wondering; how can a group of small investors bring down large Wall Street traders?

• Economic Impact of Shutting down the Keystone XL Pipeline – Economists are evaluating the impact this shutdown will have on jobs, the US Economy and climate change.

• Small Businesses Need to Act Quickly for The PPP “Second Draw” - Congress has passed legislation that will provide an additional $284 Billion Dollars for small businesses.

Financial and Economic Brief - January 1, 2021

• Highlights of New Covid Stimulus Bill - The new legislation, signed on December 27, 2020, has something in it for everyone; and more may be coming!

• Migration Movement from City to Farm? – Many Americans believe that the Covid-19 Pandemic has caused many to uproot their families and move from cities to suburbs or rural countryside.

• Chances of an IRS audit? The IRS Releases the Numbers. - One of the most unsettling times in a person’s life is the dreaded IRS audit.

Financial and Economic Brief - December 1, 2020

• Dow Breaks 30K – Is There a Higher Limit? - Pundits predicted that it would be many years, if not decades, before the Dow would recover to highs prior to March of 2020.

• The Fed’s Impact on Mortgage Rates & Acquisition of MBS – In the past, the party line among bankers was that the Fed’s control of the money supply had little to do with long term mortgage rates.

• The New SECURE Act Changes Required Minimum Distributions at retirement age - You may need a complete review of your retirement strategy based on how the new legislation will affect your retirement strategy.

Our Firm

Our Resources

Our Resources
We are Professional Partners of
Integrated Partners
a national financial planning firm
headquartered in Waltham
Resources include
Certified Financial Planners
Chartered Retirement Planning Counselors
Certified Public Accountants
7 Billion+ in Advisory & Brokerage Assets
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